Now in Beta · Powered by UPI

Pay in One Second Flat.

No touch. No scan. No fumble.
YoPay.one is India's most effortless UPI payment — proximity-aware, instant, and brilliantly simple.

📡
Sending to Raj Kumar
₹ 1,200
🛍️
Shopping
Instant
🔒
Secure
UPI Secured · Bank Grade Encryption
0.3 sec Avg. payment time
🔒
256-bit Encrypted
🏦
All UPI Banks supported
📡
No Scan Just proximity
No QR Code No Touch Required Instant UPI Bank Grade Security Works Everywhere Zero Contact Payment No QR Code No Touch Required Instant UPI Bank Grade Security Works Everywhere Zero Contact Payment

Three steps.
One heartbeat.

YoPay.one detects nearby payment receivers and completes your UPI transaction — all without you lifting a finger to scan anything.

1 📲

Open YoPay

Launch the app. YoPay instantly activates your proximity sensor — no setup, no scanning, no configuration needed.

2 📡

Get Detected

YoPay detects the merchant or recipient nearby using secure proximity technology. No QR, no NFC tap — just presence.

3

Payment Done

Confirm the amount with one tap and your UPI payment flies. Instant, secure, and confirmed in under a second.

<1s
Payment completion time
0
QR codes needed
100%
UPI bank compatible
256-bit
Encrypted transactions

Built for the
frictionless future.

Every feature in YoPay is designed to make payments disappear into the background — so you can focus on what matters.

Sub-Second UPI

Powered by NPCI's UPI rails, your payment settles in real-time across all Indian banks — faster than you can blink.

Instant
🏦

All Banks Welcome

Works with every UPI-enabled bank in India. No switching, no migration. Your existing UPI ID, supercharged.

Universal
🛡️

Zero-Knowledge Auth

Your payment PIN never leaves your device. Biometric verification stays on-device for uncompromising security.

Private
📊

Smart Spend Insights

Auto-categorized spending, monthly budget tracking, and AI-powered financial nudges built right into the app.

Intelligent
🎯

Split & Request

Split bills instantly with anyone nearby. Request money from a group with one proximity broadcast — no links, no awkwardness.

Social
🛡️
Bank
Grade

Payments so safe,
you'll forget to worry.

YoPay.one was built security-first from the ground up. Every transaction is wrapped in layers of protection that even your bank would envy.

  • 🔐

    End-to-End Encryption

    All payment data is encrypted with AES-256 before it ever leaves your device.

  • 👁️

    Biometric Authentication

    Fingerprint or Face ID verification ensures only you can authorize payments.

  • 🌐

    NPCI Compliant

    Fully certified and compliant with NPCI's UPI security standards and RBI guidelines.

  • 🎯

    Proximity Spoofing Protection

    Proprietary anti-spoofing tech ensures only the intended recipient receives your payment signal.

They tried it.
They never scanned again.

★★★★★

"I paid for my chai at the tapri without even opening my camera. The aunty didn't know what happened. Neither did I. Magic."

A
Arjun Mehta Beta Tester · Mumbai
★★★★★

"As a shop owner, the old QR system was a nightmare in sunlight. With YoPay, customers just walk up and it works. Sales literally got faster."

P
Priya Nair Merchant · Bangalore
★★★★★

"Split dinner with 6 people at a single table in under 10 seconds. No links shared, no calculator needed. YoPay is the future, period."

R
Rohan Sharma Beta Tester · Delhi